PopnChat/Send money

Send money without leaving the conversation

Transfer by phone number or QR code, receive into your naira wallet, and withdraw to your bank whenever you want.

No subscription. Fees shown before you confirm, never after.

01How it works

Five steps, start to finish

  1. 1Open PopnChat and tap Transfer in your wallet.
  2. 2Enter a phone number, or scan a QR code.
  3. 3Enter the amount.
  4. 4Review the amount, the fee and the total.
  5. 5Confirm with your transaction PIN.
02Why PopnChat

Send money from the wallet you already use

Pay the person you are already talking to

Most transfers happen right after a conversation about them. In PopnChat the conversation and the transfer are the same app, so agreeing an amount and sending it does not mean switching to a banking app and copying an account number across.

By phone number or QR code

Send to a phone number, or scan a QR code in person. You can also share a payment link with someone who is not on PopnChat yet — they will be prompted to join to receive it into their own wallet.

The fee is shown before your PIN

The amount, the fee and the final total are on the confirmation screen before you enter your transaction PIN. Every transfer is written to a history you can search, and money movements need a PIN that is separate from your login password.

03Questions

Frequently asked

How do I send money on PopnChat?

From your wallet, tap Transfer and send by phone number or QR code. The amount and fee are shown before you confirm with your transaction PIN.

Can I send to someone who is not on PopnChat?

You can share a payment link or QR code with anyone. They will be prompted to join PopnChat to receive the money into their own wallet, which they can then withdraw to their bank.

Can I withdraw to my bank?

Yes. Wallet balance can be withdrawn to your bank account.

Is a PIN required?

Yes. Every movement of money needs a transaction PIN, and it is separate from your login password.

Get PopnChat

Chat, call, pay your bills and move your money — on your phone or in your browser.